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4Geeks Payments

4Geeks Payments is a payments platform built for SaaS businesses. You sell in your own name, 4Geeks processes the charge, settles it to your account, and pays out your earnings — so you can focus on building your product.

Summary

Who it’s for: SaaS and digital businesses that charge online.
What it solves: payments, subscriptions, payment links, refunds, and payouts.
Start here: activate your account and create your first charge.

Who it's for
SaaS, marketplaces, and digital businesses
Time to start
Minutes
Level
Beginner
Result
Payments and payouts running

What you can do

💳

Charges

One-time payments with 3D Secure, fraud checks, and a full transaction log.

 🔗

Payment links

Share a checkout URL by email, WhatsApp, or social media. No code required.

 🔁

Subscriptions

Recurring billing, plans, trials, and a self-service customer portal.

 👥

Customers

One record per buyer with payment history and subscription status.

 ↩️

Refunds

Full or partial refunds with a clear audit trail.

 ⚖️

Chargebacks

Respond to disputes with evidence and track the outcome.

 🏦

Payouts

Receive your earnings on a predictable schedule.

 🧩

Plugins

Connect WooCommerce and other platforms without building an integration.

Visual guide

Find the right Payments section

  1. Use Transactions for charges and payment history.
  2. Open Payment Links to create shareable links.
  3. Open Payouts to track settlements.
  4. Use Products to manage the catalog.
  5. Use Customers for buyer records.
  6. Open Subscriptions for recurring billing.
1 Transactions , 2 Payment Links , 3 Payouts , 4 Products , 5 Customers , 6 Subscriptions
1 Transactions · 2 Payment Links · 3 Payouts · 4 Products · 5 Customers · 6 Subscriptions
  1. Click Create Link.
  2. Enter a Link Name your team will recognize.
  3. Enter the Amount (USD).
  4. Click Create Link to generate the URL.
1 Link name , 2 Amount in USD , 3 Create the link
1 Link name · 2 Amount in USD · 3 Create the link

Filter transactions

  1. Choose a Status.
  2. Set the amount range.
  3. Set the date range.
  4. Review the filtered table.
1 Status , 2 Amount range , 3 Date range
1 Status · 2 Amount range · 3 Date range

Product tour

Real 4Geeks staging capture. A tour of the Payments console: transactions, payment links, payouts, products, customers, and subscriptions.
Transcript
  • Payments & Billing: revenue, links, payouts, and customers
  • Create and share one-time payment links
  • Track payouts and settlement history
  • Manage the product catalog used by plans and links
  • One record per buyer with payment history
  • Recurring billing and customer self-service

Choose your path

Which payment method fits your case?

Pick the scenario closest to your business. The recommendation updates instantly.

If you need… Start with… Why
To charge a customer today Payment link Shareable URL, no code, 3DS included
A checkout inside your app Charges API Full control of the payment flow
Recurring monthly revenue Subscriptions Plans, retries, and customer portal
To sell on WordPress WooCommerce plugin Install, connect keys, go live
To understand fees first Pricing Plans, transaction fees, and payout timing

How it works

flowchart LR
  A[Customer] --> B{Payment method}
  B -- Link --> C[Hosted checkout]
  B -- API --> D[Your checkout]
  B -- Plugin --> E[WooCommerce]
  C --> F[3D Secure]
  D --> F
  E --> F
  F --> G[Charge approved]
  G --> H[Settlement]
  H --> I[Payout to your account]

Why 4Geeks Payments

  • You stay the seller of record — your customers buy from you, in your name. You keep control of your tax and compliance obligations.
  • Built for SaaS — subscriptions, trials, and recurring billing are first-class features.
  • Global reach — accept payments in multiple currencies from customers worldwide.
  • Fraud prevention included — 3D Secure and risk checks protect your revenue.
  • One console — charges, customers, refunds, disputes, and payouts in one place.

Start here

  1. Activate your payments service.
  2. Check supported businesses and countries.
  3. Create a payment link or integrate the API.
  4. Test with sandbox cards before going live.

Activate 4Geeks Payments Explore the API

FAQ

Do I need my own merchant account?

You apply once inside 4Geeks. Our team reviews the business, and approval gives you your own managed merchant account.

Who sells to my customer?

You do. Your business remains the seller of record and keeps its own tax, compliance, and chargeback obligations.

Can I test before going live?

Yes. The sandbox is free, unlimited, and separate from production data. Use test keys and sandbox cards.

How do I get paid?

4Geeks settles approved charges to your account and pays out your earnings on your payout schedule. See Payouts.

Still have questions? Ask on Discord or explore the tutorials.